Al-Midrar Legal Policies and Terms

Welcome to Al-Midrar (www.almidrar.com), a platform offering digital Courses and Consultancy to a global audience. These legal policies govern your use of our website and services. By accessing or purchasing from our platform, you agree to comply with the following terms.

1. Terms and Conditions

1.1 Services: Al-Midrar provides access to online Courses and Consultancy and related digital content for personal and spiritual development.

1.2 Account Creation: Users must provide accurate and complete information. Accounts are non-transferable and users are responsible for all activity under their account.

1.3 Payments: All payments are securely processed through Stripe. Prices are listed in USD and are subject to change without notice. Access to courses is granted upon successful payment.

1.4 Refunds: Due to the nature of digital content, all purchases are non-refundable unless a technical issue prevents access to the course, in which case a refund may be issued within 7 days of purchase.

1.5 Intellectual Property: All course materials, videos, PDFs, and content are the intellectual property of Al-Midrar and may not be copied, shared, or redistributed without written permission.

1.6 Termination: We reserve the right to suspend or terminate accounts that violate our terms or engage in inappropriate behavior.

1.7 Limitation of Liability: Al-Midrar is not liable for indirect or incidental damages resulting from the use or inability to use the services.

1.8 Governing Law: These terms are governed by the laws of Pakistan. International users are responsible for complying with their local laws.

2. Privacy Policy

2.1 Data Collection: We collect your name, email, location, and payment information via Stripe, along with site usage data.

2.2 Purpose: Data is collected to provide course access, manage accounts, process payments, and improve our services.

2.3 Third-Party Services: We use Stripe for payments and Google Analytics for traffic monitoring. These services are GDPR and CCPA compliant.

2.4 International Compliance: Al-Midrar complies with GDPR (EU and UK) and CCPA (California) privacy regulations. You have the right to access, correct, delete, or limit processing of your personal data.

2.5 Data Transfers: Your data may be stored on secure servers outside your home country. We ensure such transfers comply with relevant laws.

2.6 Retention: Data is retained for as long as necessary to fulfill its purpose, or as required by law.

2.7 Security: We use industry-standard measures to protect your information.

2.8 Contact: For privacy concerns, contact us at payments@almidrar.com.

3. Cookie Policy

3.1 Usage: Our website uses cookies to enhance user experience, analyze site traffic, and support login sessions.

3.2 Types: We use session cookies, performance cookies (Google Analytics), and functional cookies.

3.3 Consent: Upon first visit, users are presented with a cookie consent banner. You can manage or withdraw consent at any time via your browser settings.

3.4 Legal Basis: Cookie use is based on user consent (for GDPR compliance) and legitimate interest (for essential functionality).

4. Refund Policy

4.1 General Rule: All sales of digital content are final.

4.2 Exceptions: Refunds may be issued if technical issues prevent access to the purchased course and are reported within 7 days.

4.3 Process: Contact payments@almidrar.com with proof of payment and issue details. Refunds are issued at our discretion.

5. User Consent and Agreements

5.1 Mandatory Consent: Users must agree to the Terms and Conditions and Privacy Policy before signing up or making a payment. This is confirmed via a mandatory checkbox.

5.2 Marketing Communications: Users may opt in to receive promotional emails. Consent is optional and can be withdrawn anytime.

5.3 Stripe and Payment Consent: By submitting payment, users agree to allow Stripe to process their data under Stripe’s privacy policy.

5.4 Recordkeeping: All consents are securely recorded and stored for legal compliance.

Al-Midrar is committed to respecting your privacy and delivering high-quality Courses and Consultancy online. We continuously review and update our policies to remain compliant with global standards.